Online Payments: How to Get Paid on the Internet

So you’ve just started to plan your new online business when realizing you have no clue how to accept online payments. I don’t mean earning money, but how to allow people to actually pay you.

You are not gonna ask everyone to do a wire transfer, are you? Ain’t nobody got time for that!

It doesn’t matter if you wrote an e-book, created an online course, started freelancing, or opened an online store. You have to set up some kind of payment provider or gateway. If you are not from a western country, this could be an even bigger pain than usual.

Let’s take a look at the services which allow you to receive and/or send online payments with ease.

For freelancers

Everyone who has one or more clients. You send invoices based on the number of hours you’ve worked on a thing, or after you’ve finished a project. This will typically be at least a few weeks worths of money, and each transaction will be slightly different.

TransferWise Borderless Account

Fees: Calculator
Supported countries: Over 40
Supported currencies: Over 50
Since: 2010
Website: transferwise.com

Banks sting you with hidden charges when you send money abroad. But that’s yesterday’s problem. Say hello to TransferWise, the clever new way to move your money.

PayPal

Fees: What are the fees for Paypal accounts?
Supported countries: Over 200
Supported currencies: Over 25
Since: 1998
Website: paypal.com

PayPal is the safer, easier way to pay online without revealing your credit card number.

Payoneer

Fees: Fees
Supported countries: Over 150
Supported currencies: 7 currencies to manage, over 150 to withdraw
Since: 2005
Website: payoneer.com

Whether you are a business owner, professional or freelancer, Payoneer offers you multiple ways to get paid online by international clients and global marketplaces

Revolut

Fees: Wiki
Supported countries: Over 35
Supported currencies: Over 18
Since: 2015
Website: revolut.com

One app for all things money. From your everyday spending, to planning for your future.

For makers

Writers, designers, Youtubers, animators, coders and more. People making stuff. If you create, this is for you.

Gumroad

Fees: Fees
Supported countries: Wiki
Supported currencies: 160 (if PayPal exists there)
Since: 2011
Website: gumroad.com

Sell music, comics, software, books, and films directly to your audience.

Patreon

Fees: Article
Supported countries: N/A
Supported currencies: USD, EUR, GBP
Since: 2013
Website: patreon.com

Patreon is a membership platform that makes it easy for artists and creators to get paid. Join over 200,000+ creators earning salaries from over 4 million monthly patrons.

Buy Me a Coffee

Fees: 5%
Supported countries: Over 200
Supported currencies: N/A
Since: N/A
Website: buymeacoffee.com

Buy Me A Coffee is the best way for creators and artists to accept one-off support and membership from their fans.

PayPal

Fees: What are the fees for Paypal accounts?
Supported countries: Over 200
Supported currencies: Over 25
Since: 1998
Website: paypal.com

PayPal is the safer, easier way to pay online without revealing your credit card number.

For entrepreneurs

Have an online store? It better support online payments. Connecting these services should be easy.

Stripe

Fees: Pricing
Supported countries: 42
Supported currencies: Full list
Since: 2010
Website: stripe.com

Online payment processing for internet businesses. Stripe is a suite of payment APIs that powers commerce for online businesses of all sizes, including fraud prevention, and subscription management.

Paddle

Fees: Pricing
Supported countries: All*
Supported currencies: Full list
Since: 2012
Website: paddle.com

Sell software and digital downloads online from 170+ countries worldwide with Paddle

TransferWise

Fees: Calculator
Supported countries: Over 40
Supported currencies: Over 50
Since: 2010
Website: transferwise.com

Banks sting you with hidden charges when you send money abroad. But that’s yesterday’s problem. Say hello to TransferWise, the clever new way to move your money.

ChargeBee

Fees: Pricing
Supported countries: 150+
Supported currencies: 100+
Since: 2013
Website: chargebee.com

Chargebee is the leading subscription billing software powering end-to-end recurring billing, subscription management & auto invoicing for 2000+ SaaS businesses


Is there a service we’ve missed and you would recommend? Let us know in the comments!